Abstract | الملخص

This study aims to demonstrate the relationship between International Islamic Arab Bank (IIAB) branch locations and the level of social and economic development of Amman Governorate, through an analysis of the location of small, medium, and large business investments and the location of bank branches that financed them. The study evaluates the criteria and concepts adopted by the bank in selecting its branch locations by analyzing questionnaire data to detect the spatial distribution of these branches. The study adopts an analytical descriptive approach and applies GIS modelling in pursuit of its goals. The study finds a significant relationship between IIAB branch locations in the Amman region and the level of the region’s economic and the social development. The results of the study also show that the spatial distribution of IIAB branches follows a generalizable spatial pattern, where branch locations concentrate in high population intensity areas, as well as in those territories where there are concentrations of economic and commercial institutions. Further, the study also reveals how the Arab Islamic International Bank follows a set of principles and criteria when choosing branch locations, namely: location factors, profit factors, safety factors, accessibility, and the competitive influence of other banks. The study recommends conducting further studies aimed at evaluating the spatial distribution of the sites of all banks operating in the Amman region and in the other Jordanian provinces, with a view to revealing spatial links to the development and the advancement level of the entire region in terms of both social and economic dimensions

Authors | المؤلفون

Nazeeh Al-Manasyeh , Malek Abu-Shkeerah , Khaleel Al-Saaydih

Keywords | الكلمات الدالة

An evaluation, Banking Services, Social and Economic Development, Amman Governorate, GIS

Full Text | المقال كاملا

References | المراجع